Plan your money with clarity — not guesswork.

OnTrack helps you model, track, and course‑correct your financial goals — without trading, market noise, or spreadsheets.

OnTrack is for you if…

  • You plan for retirement, education, large life goals
  • You want control, not auto‑trading
  • You prefer clear projections over market hype

OnTrack is NOT…

  • A trading app
  • A robo‑advisor
  • A stock picker

Your financial sandbox

Included with Pro

Explore changes safely before deciding to apply them.

Change monthly contributions

Adjust your monthly savings rate and see how it impacts your timeline.

Add one-time investments

Model top-ups or withdrawals without affecting your actual plan.

Test CAGR scenarios

Explore optimistic, base, and pessimistic growth assumptions.

Create new plans

Turn your best simulation into a new plan with one click.

How It Works

Three simple steps to take control of your financial future.

1

Create a Plan

Define your goal, timeline, and baseline contributions. Set your target amount and expected growth rate.

2

Track Monthly Reality

Update balances each month and see actual vs planned progress. Visualize your trajectory with clear charts.

3

Simulate & Adjust· Included with Pro

Test changes safely before applying them. Model different scenarios and make informed decisions.

Free vs Pro

Everything you need to plan, plus powerful simulation tools.

Free

  • Track unlimited plans
  • Monthly snapshots
  • Planned vs actual charts
  • Contribution schedules

Pro

  • Everything in Free, plus:
  • Scenario Simulator · Included with Pro
  • Course correction guidance · Included with Pro
  • Lifetime monthly ledger · Included with Pro
  • Future withdrawals & top-ups — plan ahead

Stop guessing. Start planning.

Take control of your financial future with clear projections and confident decisions.